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Home Purchase Mortgages Approved Per 1000 Local Residents

Time Range: 2006-07       Resolution: Census Tract

The approval rate per 1000 residents of home purchase mortgage loan applications is the total number of home purchase mortgage loan applications divided by the area population per 1000 residents. In order to average out seasonal and annual fluctuations, it is averaged over two years.


The rate of home purchase mortgage approval measures residents’ financial equity, stability, and security. The rate may serve as a proxy for education level, income level, employment status, and social environment1. These factors are linked to health outcomes, and lower rates could reveal poorer health outcomes.

1 Robert Wood Johnson Foundation Commission to Build a Healthier America.


Data is from the Home Mortgage Disclosure Act, Aggregate Reports - Loan Application Register (LAR), 2006-07
and FFIEC Census Reports 2006-07

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